John Mesko - Coldwell Banker Prime Properties
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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 518-466-9700.
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Welcome! Here You Can Find Great Information on East Greenbush and Albany, New York Real Estate  Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the East Greenbush and Albany real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top East Greenbush and Albany real estate agent, I have the experience and track record you are looking for. Please let me help. - John Mesko 
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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Why is the Terra Amata site in Nice, France famous?
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Remains of 21 huts found in 1965 are thought to be the oldest known habitation from the Acheulian culture 400,000 years ago.
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 See More Real Estate Trivia > |
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John Mesko
Coldwell Banker Prime Properties
73 Troy Road
East Greenbush, NY 12061
Phone: 518-466-9700
Fax: 518-477-2156
johnmesko@NUMBER1EXPERT.com
John started his real estate career in 1990 upon completion of his college degree in finance and has become a top sales associate in the real estate business. He began with Century 21 and immediately enjoyed success stating, “helping others was very satisfying”. One of the top new construction agents in New York State, interest in construction dates back to his childhood. “My Grandfather was a general contractor, a business my brother still runs so new construction was a natural fit”. John has expert knowledge regarding the Capital region that puts him second to none. To date John has helped more that 1,000 families achieve the “American Dream”. His volume in “dollars sold” has exceeded $200 million! If knowledge, professionalism and a quality home is what you are looking for, call John Mesko. As one of America's NUMBER1EXPERTS™ in the East Greenbush and Capital region, John is well equipped to guide you through all your real estate needs and looks forward to working with you. Call or email him today!!!
The Mesko Team; creating communities in the “Tech Valley Region” one person at a time.  
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