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John Mesko
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 518-466.9700.


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East Greenbush

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Buyers Want Your Home for as Little as Possible.
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Thinking About Selling Your Home Yourself?
Welcome > For Sellers > Thinking About Selling Your Home Yourself? ...

There's More to Selling Your Home than a "For Sale" Sign In Your Front Yard: Beware. 

Even if a simple sign in your yard did produce a buyer knocking on your door, how will you handle the following questions: 

"How does your home compare to others like it in East Greenbush and Albany?" 

"How did you determine the fair market value of this property?" 

"What about financing? Can you help?" 

"If I make an offer, who will draw up the paperwork?" 

"Why aren't you using a real estate agent? Is there something wrong with the property?" 

"Since you aren't using a real estate agent, we can take their fee right off the top, right?" 

Selling your home is one of the most important financial transactions you will make in your life. Don't take risks. Selling your home is nothing like selling a car. Every home is different, and every homebuyer wants to offer you as little as possible. How do you determine the real market value? 

Almost all homes are sold using a real estate agent. As a top real estate professional, it is my job to help you negotiate with all those buyers who want something for nothing. Not to mention preparing your home for sale, marketing it locally in East Greenbush and Albany and even nationally, and guiding you through the complex paperwork and pitfalls of escrow and closing. Make sure you are really ready to handle all of that before pounding that sign into your front yard. Errors can be extremely costly. 

Remember: Buyers want to offer you as close to nothing as possible! While that "For Sale By Owner" sign might sound like a good idea, it usually means a different thing to buyers: "Try to steal this one." 

If you must sell your own home, at least let me give you a sense of its true market value. Tell me a bit about your home, and I'll do a quick Comparative Market Analysis and let you know what I feel it is worth. I'll also describe, as an experienced, top East Greenbush and Albany real estate agent, how I would market your property. This is free, with no strings attached. 

Don't price your home by yourself! It's my job to analyze the East Greenbush and Albany market and determine the true value of your property. It's FREE and without obligation... 

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Real Estate Tips
Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Real Estate Trivia
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What characteristics must a home have to be considered a prestigious property?

A 
Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person.
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John Mesko, REALTOR®, real estate agent and broker for East Greenbush and Albany, New York home listings, property and land for sale - NUMBER1EXPERT(tm)

John Mesko
Coldwell Banker Prime Properties

97 Troy Rd.
East Greenbush, NY 12061
Phone: 518-466-9700
Fax: 518-477-2156
johnmesko@NUMBER1EXPERT.com

John started his real estate career in 1990 upon completion of his college degree in finance and has become a top sales associate in the real estate business. He began with Century 21 and immediately enjoyed success stating, “helping others was very satisfying”. One of the top new construction agents in New York State, interest in construction dates back to his childhood. “My Grandfather was a general contractor, a business my brother still runs so new construction was a natural fit”. John has expert knowledge regarding the Capital region that puts him second to none. To date John has helped more that 1,000 families achieve the “American Dream”. His volume in “dollars sold” has exceeded $200 million! If knowledge, professionalism and a quality home is what you are looking for, call John Mesko. As one of America's NUMBER1EXPERTS™ in the East Greenbush and Capital region, John is well equipped to guide you through all your real estate needs and looks forward to working with you. Call or email him today!!! The Mesko Team; creating communities in the “Tech Valley Region” one person at a time.


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